Buy to Budget! Plan Your Vehicle Finance Using Our Car Loans Calculators
Save Time – Get Your Car Loan Estimate Now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Save Effort – Car Loans Calculators to Compare Rates on Business & Private Finance
For most vehicle buyers, sourcing the most affordable finance typically starts with searching for the best interest rates. Save your search efforts – our calculation device can quickly compare repayment estimates with any interest rate entered, especially with our best rates from 80+ lenders.
Comparisons can be made on the complete portfolio of commercial credit facilities as well as on both secured and unsecured personal vehicle credit – all by simply changing the interest rate. Quick, easy and requiring no special mathematical skills.
Start comparing rates and estimating repayments on your choice of motor vehicle financing straight away.
When generating repayment estimates with an online device, users are directed to enter the best rates we are currently achieving. But interest rates vary with lenders, application particulars, and credit scores. To obtain your best rate, simply connect with our expert brokers and our vast lender base. We’ll find you the lender with the approval guidelines to offer you the best rate.
To go from a repayment estimate to a no-obligation finance quote to set your vehicle buying budget, connect with us online or by phone.
- Competitive Rates from 80+ Lenders.
- Calculate Repayments for Personal Secured and Unsecured Car Loans.
- Compare All Commercial Credit Options – Leasing, Chattel Mortgage, Rent-to-Own, Hire Purchase.
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In the market for a new vehicle but unsure of what your finance outlay will be on different models? Don’t want to waste time and effort test-driving models if the monthly repayments to buy them are unworkable? Want to have an indication of your finance before you make your vehicle choice? Using our calculation device can provide the information you need to proceed more confidently with financing a new vehicle purchase.
Information on repayment estimates which can empower buyers to save time in searching for a new vehicle and buy to their budget! Our device can be used to plan and compare both commercial vehicle financing and private buyer car loans.
Quick and simple to use, start comparing vehicle prices with repayment estimates right now!
Set Your Buying Budget Using Our Car Loans Calculators – Suits All Vehicles
Avoid unnecessary issues when making a downpayment on a vehicle without first knowing what you may need to pay it off each month. Our calculation device can quickly convert the driveaway price to estimated finance repayments on all types of motor vehicles. Calculate estimates from your phone while at the dealership to make immediate decisions. Add extra to the total required to allow for optional accessories.
Our device is extremely versatile with suitability to calculating estimates on all types of vehicles with all types of fuel systems. Calculate your repayment estimate on your choice of vehicle – budget through to luxury models, work vehicles, vans and utes, SUVs and sedans and all fuel systems. Compare hybrids with battery electric, fully-optioned with standard model – whatever vehicle you are considering, calculate estimates to ensure it is within your budget before you commit.
You know how much you can afford or want to pay each month on vehicle repayments. Our calculating device allows you to work out the price of a vehicle or loan amount that fits your budget. Simply vary the total loan entered to see the differences in the repayment estimate. Don’t forget to deduct any deposit or trade-in value from total before entering. Keep making calculations until the target repayment estimate is displayed. Now you know what vehicle pricing to consider or loan amount to request.
When buying a new vehicle, buyers typically approach the process with a number of options – a short-list of preferred makes and models that fit the requirements. But how do those varying price tags compare in financing repayments? Use our device to find out. Easily change the total to reflect the price of the first vehicle and note the repayment estimate. Work through your short list, changing the total to match the pricing. Compare repayments on as many vehicles as you are considering, to assist with that all-important final buying decision.
Browsing vehicle specs online, visiting showrooms to inspect up-close and test-driving to get a feel for the handling, can all be exciting parts of the new vehicle buying experience. But they can be time-consuming and if you’re considering models beyond your budget, it could be time-wasting. Streamline the entire experience by selecting a vehicle that suits your budget using our calculation device.
Instantly Convert Vehicle Prices to Financing Repayment Estimates
Avoid unnecessary issues when making a downpayment on a vehicle without first knowing what you may need to pay it off each month. Our calculation device can quickly convert the driveaway price to estimated finance repayments on all types of motor vehicles. Calculate estimates from your phone while at the dealership to make immediate decisions. Add extra to the total required to allow for optional accessories.
Calculate Repayments for All Vehicles – EVs, passenger, utes, vans, SUVs, sedans, petrol, diesel, hybrid
Our device is extremely versatile with suitability to calculating estimates on all types of vehicles with all types of fuel systems. Calculate your repayment estimate on your choice of vehicle – budget through to luxury models, work vehicles, vans and utes, SUVs and sedans and all fuel systems. Compare hybrids with battery electric, fully-optioned with standard model – whatever vehicle you are considering, calculate estimates to ensure it is within your budget before you commit.
Easily Work Out Your Repayment-Based Budget
You know how much you can afford or want to pay each month on vehicle repayments. Our calculating device allows you to work out the price of a vehicle or loan amount that fits your budget. Simply vary the total loan entered to see the differences in the repayment estimate. Don’t forget to deduct any deposit or trade-in value from total before entering. Keep making calculations until the target repayment estimate is displayed. Now you know what vehicle pricing to consider or loan amount to request.
Compare Repayments on Different Makes, Models
When buying a new vehicle, buyers typically approach the process with a number of options – a short-list of preferred makes and models that fit the requirements. But how do those varying price tags compare in financing repayments? Use our device to find out. Easily change the total to reflect the price of the first vehicle and note the repayment estimate. Work through your short list, changing the total to match the pricing. Compare repayments on as many vehicles as you are considering, to assist with that all-important final buying decision.
Streamline Vehicle Selection – Buy to Budget!
Browsing vehicle specs online, visiting showrooms to inspect up-close and test-driving to get a feel for the handling, can all be exciting parts of the new vehicle buying experience. But they can be time-consuming and if you’re considering models beyond your budget, it could be time-wasting. Streamline the entire experience by selecting a vehicle that suits your budget using our calculation device.
Plan, Prepare, Decide Before Buying, Before Applying with Car Loans Calculators
- Plan Your Finance Preferences Before Applying.
- Prepare Finance Estimates Before Buying.
- Decide on Financing Before Buying.
- Save Time When Seeking Motor Vehicle Finance.
- Be Confident to Buy – Know Your Repayments Ahead of Time.
How do car loans calculators work? Very Easily! No Special Skill & No Cost Required
Our online calculation devices are extremely easy to use but can deliver extremely powerful and useful information for motor vehicle buyers requiring finance. The simplicity of use belies the complex computations the device is programmed to perform. Users only need to enter the amounts required for their financing into the boxes or fields as indicated – just like completing an online form.
The total required may be 100% of the purchase price if seeking no deposit financing, or the amount needed after a deposit or trade-in value is deducted from the pricing. The term for the financing may be between 1 and 7 years. The term may be the buyer’s preferred repayment period but can be subject to lender approval.
The interest rate entered must be for the choice of credit product as rates for personal and business financing vary and rates across the selection of commercial credit also vary. To find out what rate to enter, users can refer to our current best rates to use as a guide or contact us for the most competitive rate based on their specific credit profile and requirements. Using our current rates as a guide for estimating purposes is the usual practice. Business users can also enter a value for a residual or balloon. When doing so, do not deduct this amount from the total, the device will handle that computation.
When all required fields are filled, click on the CALCULATE icon and the device will automatically display the monthly repayment for the amounts entered. To adjust the repayment figure to suit budget and cash flow, simply change the amounts entered. To lower repayments, consider making a larger deposit and reducing the loan amount or repaying the commitment over a longer timeframe with a longer term.
Business operators can vary balloon and term to establish how they would prefer their financing structured to suit ROI, ownership cycle and cash flow. Start now and note the repayment estimates for total, term and vehicle as the device does not store previous calculations.
- Simplified operation, no specialised skill, no cost to use.
- Set preferred terms, decide on vehicle deposits.
- Structure business vehicle financing to suit specific objectives.
Need a more accurate car repayment figure? Get a Quick Car Loan Quote at Competitive Rates
While repayment estimates are extremely useful and sufficient for most buyers to proceed to buy, many buyers will want a more accurate figure before committing. Sourcing a quote from our specialist motor vehicle financing brokers is also fast and convenient. Request a quote online or by phone.
Our experts will source you the most competitive rates and on acceptance, process your application for fast 24 hour approval. Use our online system or make a call to secure affordable, workable motor vehicle financing at the most competitive interest rates.
The most frequently asked of the questions
What is a car loan calculator used for?
Online finance calculation devices are used by motor vehicle buyers to calculate estimated repayments on vehicle purchases. The devices can be used to establish preferences, compare interest rates, compare different vehicles and obtain an indication of financing prior to purchase.
What is the interest rate I should use with car loans calculators?
When using online calculation devices, users are directed to use the interest rate for the selected type of credit, currently displayed by the lender providing the device. This is to be used as a guide only.
Are car loans calculators a way of applying for credit?
No. Online calculation devices are not credit applications. To apply for credit, individuals and businesses need to contact a bank, broker or other lender and provide the necessary details and paperwork.
Can new business operators get repayment estimates on a vehicle finance calculator?
New businesses without full financials may require low doc or no doc financing. Calculation devices can provide estimates on commercial credit products. But the rate advertised by lenders, loan amounts and other conditions may vary for new operators. New operators may use online devices to obtain estimates to use as a guide.
Should I deduct the amount of a balloon from the total required?
No. When opting for a balloon, simply enter the value in the designated field. Do not deduct the amount from the total. This is a function which is performed by the device.
Why do online vehicle loan calculators only provide estimates and not quotes?
Online calculation devices only provide estimates because they do not have the capability to assess individual applications as is done when a quote is requested. They also do not include allowances for the fees that are charged by lenders as these vary with lenders and with credit products.
Can I take the result obtained on an online calculation device as a finance quote?
No. To obtain a quote, a request must be made to a lender or broker. Results from online devices are estimates only based purely on the data entered by the user.
What are car loans calculators?
Motor vehicle financing calculators are online devices which are programmed to calculate repayment estimates based on the data entered by the users.
Can I get estimates for a ute loan for my business using an online finance calculation device?
Yes. Online calculation devices are generic and will provide estimates for the information entered. Operators requiring ute finance estimates can enter the correct interest rate for the commercial credit facility that they require.
Will I have to apply to that lender for my finance if I use their calculation device?
No. Online buying tools are provided to assist buyers and do not have an obligation attached to apply for credit to that lender.